/* ===== RESET & BASE ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --azul:#1e3a5f;--ambar:#f59e0b;--disclaimer:#14294a;
  --bg:#f0f9ff;--text:#0c0a09;--white:#ffffff;
  --radius:10px;--shadow:0 2px 8px rgba(0,0,0,.08);
  --max-w:1100px;
}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'Inter',system-ui,sans-serif;color:var(--text);background:var(--bg);line-height:1.7}
h1,h2,h3,h4,h5,h6{font-family:'Red Hat Display',system-ui,sans-serif;line-height:1.25}
a{color:var(--azul);text-decoration:none;transition:color .2s}
a:hover{color:var(--ambar)}
img{max-width:100%;display:block}
ul,ol{padding-left:1.25rem}
.container{max-width:var(--max-w);margin:0 auto;padding:0 1rem}

/* ===== BANNER TOPO ===== */
.aviso-importante-topo{
  background:var(--disclaimer);color:var(--white);
  text-align:center;padding:6px 1rem;font-size:.78rem;line-height:1.4;
}
.aviso-importante-topo strong{color:var(--ambar)}

/* ===== AD NOTICE ===== */
.ad-notice{
  background:#fef3c7;border-bottom:1px solid #fbbf24;
  text-align:center;padding:5px 1rem;font-size:.75rem;color:#92400e;
}

/* ===== HEADER ===== */
.site-header{
  background:var(--azul);padding:.6rem 0;position:sticky;top:0;z-index:900;
  box-shadow:0 2px 6px rgba(0,0,0,.15);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem}
.logo{display:flex;align-items:center;gap:.6rem;color:var(--white);font-family:'Red Hat Display',sans-serif;font-weight:700;font-size:1.15rem}
.logo-icon{width:36px;height:36px;background:var(--ambar);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:.9rem;font-weight:800;color:var(--azul)}
.nav-toggle{display:none;background:none;border:none;color:var(--white);font-size:1.5rem;cursor:pointer}
.main-nav ul{display:flex;list-style:none;gap:.15rem;padding:0}
.main-nav a{color:#cbd5e1;padding:.4rem .65rem;border-radius:6px;font-size:.85rem;transition:background .2s,color .2s}
.main-nav a:hover,.main-nav a[aria-current="page"]{background:rgba(255,255,255,.12);color:var(--white)}

/* ===== BREADCRUMB ===== */
.rota-pagina{padding:.7rem 0;font-size:.8rem;color:#64748b}
.rota-pagina ol{display:flex;flex-wrap:wrap;list-style:none;padding:0;gap:.25rem}
.rota-pagina li+li::before{content:"›";margin-right:.25rem;color:#94a3b8}
.rota-pagina a{color:var(--azul)}
.rota-pagina span{color:#64748b}

/* ===== HERO ===== */
.hero{background:linear-gradient(135deg,var(--azul) 0%,#0f2942 100%);color:var(--white);padding:3rem 0 2.5rem;text-align:center}
.hero h1{font-size:2rem;margin-bottom:.5rem}
.hero p{font-size:1.05rem;color:#cbd5e1;max-width:650px;margin:0 auto .8rem}
.hero .cta-btn{display:inline-block;background:var(--ambar);color:var(--azul);padding:.65rem 1.8rem;border-radius:8px;font-weight:700;font-size:1rem;margin-top:.5rem;transition:transform .2s,box-shadow .2s}
.hero .cta-btn:hover{transform:translateY(-2px);box-shadow:0 4px 14px rgba(245,158,11,.4);color:var(--azul)}

/* ===== SECTIONS ===== */
.section{padding:3rem 0}
.section:nth-child(even){background:var(--white)}
.section-title{text-align:center;font-size:1.6rem;color:var(--azul);margin-bottom:1.8rem}

/* ===== LINKS RAPIDOS ===== */
.quick-links{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.2rem;margin-top:1.5rem}
.quick-link{background:var(--white);border:1px solid #e2e8f0;border-radius:var(--radius);padding:1.3rem;text-align:center;transition:box-shadow .2s,transform .2s;box-shadow:var(--shadow)}
.quick-link:hover{transform:translateY(-3px);box-shadow:0 6px 20px rgba(0,0,0,.1)}
.quick-link .icon{font-size:2rem;margin-bottom:.5rem}
.quick-link h3{font-size:1.05rem;color:var(--azul);margin-bottom:.3rem}
.quick-link p{font-size:.85rem;color:#64748b}

/* ===== CARDS ===== */
.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem}
.card{background:var(--white);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow);border-top:4px solid var(--ambar);transition:transform .2s}
.card:hover{transform:translateY(-3px)}
.card h3{color:var(--azul);margin-bottom:.5rem;font-size:1.1rem}
.card p{font-size:.9rem;color:#475569;margin-bottom:.8rem}
.card .link{color:var(--ambar);font-weight:600;font-size:.9rem}

/* ===== AVISO IMPORTANTE BOX ===== */
.aviso-importante{
  background:#fef2f2;border:1px solid #fca5a5;border-left:4px solid #dc2626;
  border-radius:var(--radius);padding:1.2rem 1.5rem;margin:1.5rem 0;
}
.aviso-importante strong{color:#dc2626;display:block;margin-bottom:.3rem}
.aviso-importante p{font-size:.88rem;color:#7f1d1d}

/* ===== NEGATIVAS ===== */
.negativas-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1rem}
.negativa-item{display:flex;align-items:flex-start;gap:.7rem;background:var(--white);border-radius:var(--radius);padding:1rem;box-shadow:var(--shadow)}
.negativa-item .x{color:#dc2626;font-size:1.3rem;font-weight:700;flex-shrink:0}
.negativa-item p{font-size:.88rem}

/* ===== GOLPES ===== */
.golpes-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}
.golpe-item{background:var(--white);border-radius:var(--radius);padding:1.1rem;box-shadow:var(--shadow);border-left:3px solid #dc2626}
.golpe-item h4{color:#dc2626;font-size:.92rem;margin-bottom:.3rem}
.golpe-item p{font-size:.83rem;color:#475569}

/* ===== PASSO A PASSO ===== */
.passos{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.2rem;counter-reset:step}
.passo{background:var(--white);border-radius:var(--radius);padding:1.3rem;box-shadow:var(--shadow);position:relative;counter-increment:step}
.passo::before{content:counter(step);position:absolute;top:-12px;left:16px;background:var(--ambar);color:var(--azul);width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.85rem}
.passo h4{margin-top:.3rem;color:var(--azul);font-size:.95rem;margin-bottom:.3rem}
.passo p{font-size:.83rem;color:#475569}

/* ===== FAQ ===== */
.faq-list{max-width:750px;margin:0 auto}
.faq-item{border-bottom:1px solid #e2e8f0;padding:1rem 0}
.faq-q{font-weight:700;color:var(--azul);cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-size:.95rem}
.faq-q::after{content:"+";font-size:1.3rem;transition:transform .2s}
.faq-item.open .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s;font-size:.88rem;color:#475569}
.faq-item.open .faq-a{max-height:300px;padding-top:.5rem}

/* ===== TRANSPARENCIA ===== */
.transparencia-box{background:var(--white);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow);max-width:700px;margin:0 auto}
.transparencia-box dl{display:grid;grid-template-columns:auto 1fr;gap:.4rem .8rem}
.transparencia-box dt{font-weight:700;color:var(--azul);font-size:.9rem}
.transparencia-box dd{font-size:.9rem;color:#475569}

/* ===== CONTENT PAGE ===== */
.page-content{padding:2.5rem 0}
.page-content h1{font-size:1.7rem;color:var(--azul);margin-bottom:.5rem}
.page-content h2{font-size:1.25rem;color:var(--azul);margin-top:2rem;margin-bottom:.6rem}
.page-content h3{font-size:1.05rem;color:var(--azul);margin-top:1.5rem;margin-bottom:.4rem}
.page-content p,.page-content li{font-size:.92rem;margin-bottom:.5rem}
.page-content ul,.page-content ol{margin-bottom:1rem}
.page-content .last-update{font-size:.8rem;color:#64748b;margin-bottom:1.5rem}

/* ===== CONTACT FORM ===== */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;margin-top:1.5rem}
.contact-info p{font-size:.9rem;margin-bottom:.6rem}
.contact-info a{color:var(--azul);font-weight:600}
.contact-form label{display:block;font-size:.85rem;font-weight:600;margin-bottom:.25rem;color:var(--azul)}
.contact-form input,.contact-form textarea,.contact-form select{width:100%;padding:.6rem;border:1px solid #cbd5e1;border-radius:6px;font-size:.9rem;font-family:inherit;margin-bottom:.8rem}
.contact-form textarea{min-height:120px;resize:vertical}
.contact-form button{background:var(--azul);color:var(--white);border:none;padding:.7rem 2rem;border-radius:8px;font-weight:700;cursor:pointer;font-size:.95rem;transition:background .2s}
.contact-form button:hover{background:#14294a}

/* ===== FOOTER ===== */
.site-footer{background:var(--azul);color:#cbd5e1;padding:2.5rem 0 1rem}
.footer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.footer-col h4{color:var(--ambar);font-size:.95rem;margin-bottom:.8rem}
.footer-col p,.footer-col li,.footer-col a{font-size:.83rem;color:#94a3b8;line-height:1.6}
.footer-col a:hover{color:var(--ambar)}
.footer-col ul{list-style:none;padding:0}
.footer-col li{margin-bottom:.3rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:2rem;padding-top:1rem;text-align:center;font-size:.75rem;color:#64748b}

/* ===== COOKIE CONSENT ===== */
.cookie-banner{
  position:fixed;bottom:0;left:0;right:0;background:var(--azul);color:var(--white);
  padding:1rem;z-index:9999;display:none;box-shadow:0 -2px 10px rgba(0,0,0,.2);
}
.cookie-banner.show{display:block}
.cookie-inner{max-width:var(--max-w);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.cookie-inner p{font-size:.83rem;flex:1;min-width:250px}
.cookie-actions{display:flex;align-items:center;gap:.8rem}
.cookie-actions button{padding:.5rem 1.2rem;border-radius:6px;font-weight:600;font-size:.83rem;cursor:pointer;border:none;transition:background .2s}
#cookie-recusar{background:#64748b;color:var(--white)}
#cookie-recusar:hover{background:#475569}
.cookie-actions a{color:var(--ambar);font-size:.83rem;font-weight:600}

/* ===== 404 ===== */
.page-404{text-align:center;padding:5rem 1rem}
.page-404 h1{font-size:4rem;color:var(--ambar)}
.page-404 p{font-size:1.1rem;color:#475569;margin:.8rem 0}
.page-404 a{display:inline-block;background:var(--azul);color:var(--white);padding:.6rem 1.5rem;border-radius:8px;font-weight:600;margin-top:.5rem}

/* ===== RESPONSIVE ===== */
@media(max-width:768px){
  .nav-toggle{display:block}
  .main-nav{position:absolute;top:100%;left:0;right:0;background:var(--azul);padding:1rem;display:none;box-shadow:0 4px 10px rgba(0,0,0,.2)}
  .main-nav.open{display:block}
  .main-nav ul{flex-direction:column;gap:.3rem}
  .main-nav a{display:block;padding:.6rem .8rem}
  .hero h1{font-size:1.5rem}
  .footer-grid{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .header-inner{position:relative}
}
@media(max-width:480px){
  .quick-links,.cards-grid,.negativas-grid,.golpes-grid,.passos{grid-template-columns:1fr}
  .cookie-inner{flex-direction:column;text-align:center}
}